Effective Date: 03/01/2025
Last Updated: 04/10/2025

Welcome to ShieldedLives.com. These Terms and Conditions ("Terms") govern your access to and use of our website, services, and content. By using ShieldedLives.com, you agree to comply with these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By accessing, browsing, or using ShieldedLives.com, you confirm that you have read, understood, and agree to be bound by these Terms and any applicable laws and regulations.

We reserve the right to modify, update, or replace these Terms at any time. Any changes will be posted on this page, and continued use of the site constitutes acceptance of the updated Terms.

2. Services Provided

ShieldedLives.com offers legal resources, consultations, document preparation, educational materials, and other legal-related services. We do not provide direct legal representation or establish attorney-client relationships through this website. Any information provided is for general informational purposes only and should not be considered as legal advice.

If you require legal representation, we may refer you to a qualified attorney or legal professional, but we do not guarantee any specific outcome.

3. User Eligibility

To use ShieldedLives.com, you must:

  • Be at least 18 years old or have parental/guardian consent if under 18.

  • Use our services in accordance with all applicable laws and regulations.

  • Not engage in fraudulent, deceptive, or unlawful activities.

We reserve the right to refuse service to any user who violates these Terms or engages in any prohibited conduct.

4. User Accounts & Security

4.1 Account Registration

To access certain services, you may need to create an account. When registering, you must provide accurate, complete, and up-to-date information.

4.2 Account Responsibilities

You are responsible for maintaining the security of your account credentials. You agree not to share your login details or allow unauthorized access to your account. If you suspect unauthorized use, notify us immediately at info@ShieldedLives.com.

We are not liable for any loss or damage resulting from unauthorized account access due to user negligence.

5. Payment & Refund Policy

5.1 Fees & Charges

Some of our services require payment. By purchasing services from ShieldedLives.com, you agree to pay all applicable fees, including taxes.

5.2 Payment Processing

Payments are processed through secure third-party payment providers. ShieldedLives.com does not store or process payment details directly.

5.3 Refund Policy

Refunds are issued at our discretion. Refund requests must be submitted in writing to info@ShieldedLives.com within 14 days of purchase. Refunds may not be available for services that have already been rendered.

6. Intellectual Property Rights

6.1 Ownership

All content, including text, graphics, logos, images, videos, and software, is the exclusive property of ShieldedLives.com or its licensors. These materials are protected under copyright, trademark, and other intellectual property laws.

6.2 Limited License

Users are granted a non-exclusive, non-transferable, revocable license to access and use the website for personal, non-commercial purposes only.

6.3 Prohibited Use

You may NOT:

  • Copy, distribute, modify, or sell any content from ShieldedLives.com without written permission.

  • Use our content for commercial purposes without authorization.

  • Engage in any activity that infringes on intellectual property rights.

Unauthorized use may result in legal action.

7. Prohibited Conduct

Users agree not to:

  • Use the site for any illegal, fraudulent, or deceptive activities.

  • Attempt to hack, interfere, or disrupt the website’s operations.

  • Upload or distribute malicious software, spam, or harmful content.

  • Post or share false, defamatory, obscene, or offensive material.

  • Impersonate another person or entity.

We reserve the right to suspend or terminate accounts that violate these rules.

8. Third-Party Links & Services

ShieldedLives.com may contain links to third-party websites or services. We do not endorse, control, or take responsibility for external sites. Users should review third-party terms and privacy policies before engaging with them.

9. Disclaimers & Limitation of Liability

9.1 No Legal Advice

Information on ShieldedLives.com is for educational and informational purposes only. It does not constitute legal advice or establish an attorney-client relationship.

9.2 No Warranties

We make no guarantees about:

  • The accuracy, reliability, or completeness of any content.

  • The availability, security, or functionality of the website.

  • Any outcomes from using our services.

9.3 Limitation of Liability

To the maximum extent permitted by law, ShieldedLives.com, its owners, employees, and affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services.

If you are dissatisfied with any aspect of our website, your sole remedy is to stop using it.

10. Indemnification

You agree to defend, indemnify, and hold harmless ShieldedLives.com, its affiliates, and employees from any claims, damages, or legal actions resulting from:

  • Your violation of these Terms.

  • Your misuse of our services.

  • Any disputes between you and third parties.

11. Termination & Suspension

We reserve the right to:

  • Suspend or terminate your access to ShieldedLives.com for violations of these Terms.

  • Modify or discontinue any part of our website without notice.

Termination does not waive any rights or obligations incurred before the termination date.

12. Governing Law & Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of the United States and the state of [Insert State], without regard to conflict of law principles.

12.2 Dispute Resolution

Any disputes must first be attempted to be resolved through negotiation. If unresolved, disputes shall be settled through binding arbitration, except where prohibited by law.

Users waive the right to participate in class-action lawsuits against ShieldedLives.com.

13. Text Message Alerts

By opting in to receive text message alerts from ShieldedLives.com, you acknowledge and agree to the following:

  • Message Frequency: The program may send a maximum of 5 messages per month.

  • Message & Data Rates: Message and data rates may apply.

  • Support: For help or other support issues, you can send an email to info@ShieldedLives.com or call +1 (234) 567 890.

  • Opt-Out: You can opt out at any time by texting STOP, QUIT, END, CANCEL, UNSUBSCRIBE.

  • No Sharing of Mobile Information: No mobile information will be shared with third parties.

14. Contact Information

For questions or concerns regarding these Terms, contact us at:

📧 Email: info@ShieldedLives.com
📞 Phone: +1 (234) 567 890
🏢 Address: 121 W 27th Street, Office 48 New York, NY, USA 10001

Agreement & Acknowledgment

By using ShieldedLives.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

🔹 Last Updated: 04/10/2025